Free tools · WinWealth
Wealth Projection Calculator
Turn a long-term number into a monthly target.
Why it matters
A big investment goal is easier to think about when it becomes a monthly contribution. This projection lets you compare a target balance with a timeline and a hypothetical annual return. It is a mathematical scenario, not a forecast of market performance or a recommendation to buy any investment.
How it works
Choose $100,000, $500,000, $1 million or $5 million, then adjust the annual return and years. The calculation assumes you start from zero and contribute the same amount at the end of every month. Returns compound monthly at a constant rate. A zero return simply divides the target by the number of months.
A worked example
For example, reaching $1 million over 20 years at an assumed 10% annual return requires about $1,317 per month. At zero return, it requires about $4,167 monthly. Markets do not deliver smooth monthly growth, and taxes, fees and inflation reduce purchasing power. The S&P 500’s historical average does not guarantee future results. Compare several assumptions and choose an amount your budget can sustain.
Frequently asked questions
Is this free to use?
Yes. WinWealth is free for the Sovereign Wealth community, and this public page needs no access code.
Does the calculation predict my actual result?
No. It is a planning estimate using your inputs and stated assumptions. Actual rates, taxes, fees and returns can differ.
Can I save my results?
Open WinWealth through the access screen to keep your own records. Public calculator inputs are not saved.